Amsterdam vs San Francisco: Cost of Living & Salary Comparison

How do Amsterdam and San Francisco stack up for professionals? We compare salaries, rent, taxes, and overall quality of life to help you make an informed decision.

Amsterdam cityscape - salary and cost of living
Amsterdam
VS
San Francisco cityscape - salary and cost of living
San Francisco
Amsterdam
Median Salary$52,000
Avg Rent (1BR)$1,800/mo
Cost of Living Index72 (NYC=100)
Tax Rate (effective)37%
Transport Monthly$105
Tech Hub Score8/10
San Francisco
Median Salary$95,000
Avg Rent (1BR)$3,400/mo
Cost of Living Index105 (NYC=100)
Tax Rate (effective)30%
Transport Monthly$110
Tech Hub Score10/10
Salary Purchasing Power Equivalent
$100,000 in Amsterdam = $145,833 in San Francisco

Detailed Cost Comparison

CategoryAmsterdamSan FranciscoDifference
Cost of Living Index72105-31% (lower is better)
Median Salary$52,000$95,000
Rent (1BR)$1,800$3,400 (/month)
Rent (2BR)$2,500$4,800 (/month)
Groceries Index7298-27% (NYC=100)
Transport Monthly$105$110
Effective Tax Rate37%30% (at median income)
Purchasing Power74108-31% (higher is better)

Salary Comparison by Role

RoleAmsterdamSan FranciscoDifference
Software Engineer$72,000$165,000-56%
Product Manager$72,000$162,000-56%
Data Scientist$72,000$162,000-56%
DevOps Engineer$75,000$165,000-55%
Frontend Developer$62,000$140,000-56%
Engineering Manager$98,000$228,000-57%

San Francisco Offers Better Purchasing Power

San Francisco has a purchasing power index of 108 compared to 74 for Amsterdam. Despite potentially higher costs, making it a stronger choice from a pure economic standpoint. It's also a top tech hub (score: 10/10).

Common Questions

Is Amsterdam more expensive than San Francisco?

Based on cost of living indices, Amsterdam (72) is less expensive compared to San Francisco (105), where NYC = 100.

What salary do I need in San Francisco to match $100k in Amsterdam?

To maintain the same standard of living, you would need approximately $145,833 in San Francisco to match $100,000 in Amsterdam.

Which city is better for tech workers?

Amsterdam has a tech hub score of 8/10 while San Francisco scores 10/10. San Francisco generally offers more tech opportunities.

Where will my salary go further?

Based on purchasing power, San Francisco offers better value. This accounts for both salary levels and cost of living.

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Last updated: 2026-02-19 | Data sources: Numbeo, OECD, Glassdoor, and local government statistics.