New York vs Toronto: Cost of Living & Salary Comparison

How do New York and Toronto stack up for professionals? We compare salaries, rent, taxes, and overall quality of life to help you make an informed decision.

New York cityscape - salary and cost of living
New York
VS
Toronto cityscape - salary and cost of living
Toronto
New York
Median Salary$75,000
Avg Rent (1BR)$3,200/mo
Cost of Living Index100 (NYC=100)
Tax Rate (effective)28.5%
Transport Monthly$127
Tech Hub Score9/10
Toronto
Median Salary$58,000
Avg Rent (1BR)$2,100/mo
Cost of Living Index75 (NYC=100)
Tax Rate (effective)29%
Transport Monthly$130
Tech Hub Score7/10
Salary Purchasing Power Equivalent
$100,000 in New York = $75,000 in Toronto

Detailed Cost Comparison

CategoryNew YorkTorontoDifference
Cost of Living Index10075+33% (lower is better)
Median Salary$75,000$58,000
Rent (1BR)$3,200$2,100 (/month)
Rent (2BR)$4,500$2,900 (/month)
Groceries Index10078+28% (NYC=100)
Transport Monthly$127$130
Effective Tax Rate28.5%29% (at median income)
Purchasing Power10082+22% (higher is better)

Salary Comparison by Role

RoleNew YorkTorontoDifference
Software Engineer$140,000$90,000+56%
Product Manager$140,000$90,000+56%
Data Scientist$140,000$88,000+59%
DevOps Engineer$145,000$92,000+58%
Frontend Developer$120,000$78,000+54%
Engineering Manager$195,000$125,000+56%

New York Offers Better Purchasing Power

While New York may have higher costs, its purchasing power index of 100 vs 82 means your money generally goes further. Higher median salaries ($75,000 vs $58,000) help offset costs.

Common Questions

Is New York more expensive than Toronto?

Based on cost of living indices, New York (100) is more expensive compared to Toronto (75), where NYC = 100.

What salary do I need in Toronto to match $100k in New York?

To maintain the same standard of living, you would need approximately $75,000 in Toronto to match $100,000 in New York.

Which city is better for tech workers?

New York has a tech hub score of 9/10 while Toronto scores 7/10. New York generally offers more tech opportunities.

Where will my salary go further?

Based on purchasing power, New York offers better value. This accounts for both salary levels and cost of living.

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Last updated: 2026-02-19 | Data sources: Numbeo, OECD, Glassdoor, and local government statistics.