San Francisco vs Seattle: Cost of Living & Salary Comparison

Thinking about relocating between San Francisco and Seattle? This comparison breaks down the real costs, salary differences, and what your money buys in each city.

San Francisco cityscape - salary and cost of living
San Francisco
VS
Seattle cityscape - salary and cost of living
Seattle
San Francisco
Median Salary$95,000
Avg Rent (1BR)$3,400/mo
Cost of Living Index105 (NYC=100)
Tax Rate (effective)30%
Transport Monthly$110
Tech Hub Score10/10
Seattle
Median Salary$82,000
Avg Rent (1BR)$2,400/mo
Cost of Living Index88 (NYC=100)
Tax Rate (effective)25%
Transport Monthly$110
Tech Hub Score9/10
Salary Purchasing Power Equivalent
$100,000 in San Francisco = $84,000 in Seattle

Detailed Cost Comparison

CategorySan FranciscoSeattleDifference
Cost of Living Index10588+19% (lower is better)
Median Salary$95,000$82,000
Rent (1BR)$3,400$2,400 (/month)
Rent (2BR)$4,800$3,400 (/month)
Groceries Index9890+9% (NYC=100)
Transport Monthly$110$110
Effective Tax Rate30%25% (at median income)
Purchasing Power108105+3% (higher is better)

Salary Comparison by Role

RoleSan FranciscoSeattleDifference
Software Engineer$165,000$155,000+6%
Product Manager$162,000$152,000+7%
Data Scientist$162,000$152,000+7%
DevOps Engineer$165,000$158,000+4%
Frontend Developer$140,000$130,000+8%
Engineering Manager$228,000$210,000+9%

San Francisco Offers Better Purchasing Power

While San Francisco may have higher costs, its purchasing power index of 108 vs 105 means your money generally goes further. Higher median salaries ($95,000 vs $82,000) help offset costs.

Common Questions

Is San Francisco more expensive than Seattle?

Based on cost of living indices, San Francisco (105) is more expensive compared to Seattle (88), where NYC = 100.

What salary do I need in Seattle to match $100k in San Francisco?

To maintain the same standard of living, you would need approximately $84,000 in Seattle to match $100,000 in San Francisco.

Which city is better for tech workers?

San Francisco has a tech hub score of 10/10 while Seattle scores 9/10. San Francisco generally offers more tech opportunities.

Where will my salary go further?

Based on purchasing power, San Francisco offers better value. This accounts for both salary levels and cost of living.

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Last updated: 2026-02-19 | Data sources: Numbeo, OECD, Glassdoor, and local government statistics.